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Join Smart. Shape the future.

Can't find the right role? Connect with us to hear about future opportunities.

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Our business

At Smart, our global retirement platform is helping people across the world plan and save for their future. We’re constantly developing new ideas to help people engage with their retirement savings in the UK and abroad, and want to create the best experience for all our customers.

Join the team and work with us if this sounds appealing to you.

Wondering what a global retirement platform is and why we built one? We created Smart Pension to provide employers and advisers of all sizes a quick, easy and well-governed pension scheme that they could join in a few minutes.

Since then we’ve developed the platform internationally and are now helping people across the globe save for retirement. We’ve started working with some incredible strategic partners such as Barclays, J.P. Morgan and Link Group to evolve our Platform as a Service offering, as well as with governments and large financial institutions across the globe.

Life at Smart

At Smart, our culture is shaped by a diverse range of people, experiences, and perspectives, united by a shared commitment to collaboration, accountability, and continuous improvement.

We are a dynamic and delivery-focused business where individuals are encouraged to take ownership, contribute proactively, and deliver high-quality outcomes. Whether supporting clients, building technology, coordinating programmes, or improving internal processes, our teams work with a strong sense of responsibility and purpose.

We foster an environment built on trust, professionalism and performance, with a focus on delivering outcomes while supporting effective ways of working. Our hybrid approach enables collaboration, flexibility and balance, ensuring teams can operate effectively while maintaining high standards.

Learning and development are central to our long-term success. We encourage continuous growth through skill development, knowledge sharing, and opportunities to broaden experience, enabling our people to progress their careers and contribute to innovation across the business.

Collaboration and inclusivity are fundamental to how we work. We value open communication, diverse perspectives, and a supportive team environment where people work together to achieve shared goals and deliver the best outcomes for our customers.

Above all, there is a strong sense of purpose at Smart. Our people understand the impact of their work and the role they play in helping shape the future of retirement, savings, and financial wellbeing.

Our Values

At Smart we live by four core values which help us transform retirement, savings and financial wellbeing across all generations, around the world. These values are ingrained in all we do, making the organisation a great place to work and supporting us to produce the best results for our clients and our members.

Lead the way

Lead the way

We're a community of experts who take the lead on pioneering technology and considerate sustainable investments. Our goal is to make managing a pension easier so that more people have a fulfilling retirement.

Own our actions

Own our actions

We're accountable for our decisions and their outcomes. When we take responsibility for the choices we make, we're better placed to make smart decisions and we're not afraid to learn along the way.

Innovate with purpose

Innovate with purpose

We don't innovate for the sake of it. Every step is thoughtful and intentional with a focus on improving lives, strengthening the industry and creating lasting impact. We're in it for the long haul.

Collaborate for success

Collaborate for success

By working closely with others we unlock ideas, make progress and achieve stronger financial outcomes. Transparent communication and shared goals lead to smarter decisions and ultimately, better results for everyone.

Benefits that support you, inside and outside of work.

At Smart, our benefits offering forms an important part of our reward philosophy. We provide a competitive and comprehensive package designed to support the financial wellbeing, health, development and overall experience of our people.

Through a combination of core benefits, wellbeing support, learning and development opportunities, pension provision and flexible ways of working, we aim to create an environment where employees feel supported, valued and empowered to succeed over the long term.

UK

  • £500 personal training budget to spend on books, courses, conferences or training materials to help you develop.
  • Health Insurance (via EquipsMe) including Dental, Eyecare and Employee Assistance Program.
  • Death in Service via Unum (4x Base Salary).
  • Season ticket loans.
  • 5 week sabbatical after 5 years.
  • 25 days holiday per year plus bank holidays. 1 extra day holiday after 2 years and then every year up to a maximum of 30 days holiday.
  • Enhanced maternity and paternity leave.
  • Access to PerkBox.
  • Access to Smart Rewards.
  • Pension scheme via salary sacrifice. Smart will match your contributions up to 7% of your salary.
  • In office wellbeing including manicures, massages and barbers.
  • Cycle to work scheme.
  • 50% discount on orders from sister company Arena Flowers.

Poland

  • 26 days of paid holiday per year plus Polish bank holidays.
  • 2250 PLN annual training budget for professional development.
  • Health insurance including dental care via TU Inter.
  • MultiSport Plus Gym Card.
  • Online English lessons during working hours.
  • Sick leave in accordance with Polish labour law.
  • Paternity and maternity leave in accordance with Polish labour law.
  • Additional employer contribution to Employee Capital Plans (PPK) of 2.5%.
  • Death in service insurance cover.
  • Fully paid five week sabbatical after five years of employment.
  • In office wellbeing services including manicures, massages and barbers.

Dubai

  • 25 days increasing by 1 day each year after 2 years of service up to a maximum of 30 days.
  • Comprehensive medical insurance.
  • Life insurance at 4x annual base salary.
  • Fully paid five week sabbatical after five years of employment.
  • 6 months fully paid maternity leave and 3 weeks paternity leave.
  • Dedicated budget for Learning & Development.

Spain

  • 25 days increasing by 1 day each year after 2 years of service up to a maximum of 30 days.
  • Up to 5% matched pension contributions via Caser.
  • Comprehensive medical insurance via Sanitas.
  • Fully paid five week sabbatical after five years of employment.
  • Enhanced parental leave.
  • Dedicated budget for Learning & Development.

Interviewing at Smart

Our interview process is designed to be clear, consistent, and focused on finding the right fit for both you and Smart. Below is what to expect from a typical process at Smart. Note that processes can differ slightly depending on each role.

Apply

Start by submitting your CV. We review every application carefully and aim to come back to you as quickly as possible.

Introductory conversation

If your experience looks like a good fit, you’ll have an initial conversation with one of our Talent team. This is an opportunity to learn more about your background, what you’re looking for and to share more about Smart and the role.

Virtual interview

If successful, you’ll be invited to an interview focused on your experience and skills. This helps us understand how you work and how you would contribute to Smart.

In-person team interview

Our standard process includes an in-person interview at one of our offices, where you’ll meet members of the team. This is an opportunity to experience our culture first-hand, ask questions and see how we work, as well as for us to get to know you better in a collaborative setting.

Offer and onboarding

If it’s a match, we’ll extend an offer and support you through onboarding, so you feel fully set up for success from day one.

DEI and Smart

DEI & Smart

Our mission is to help people around the world save for their future, and that starts with our people.

We're building a workplace where everyone can feel like they belong. Where different perspectives are welcomed and where individuals can grow and succeed regardless of their background.

We are committed to:

  • Creating fair and inclusive hiring practices.
  • Supporting development and progression for all.
  • Building a culture of respect, openness, and accountability.

As a proud Disability Confident employer, we actively encourage applications from people of all abilities and are dedicated to creating an inclusive and accessible environment where everyone can thrive.

We are also proud to be a member of Inclusion in Finance and the cross-industry Pension Diversity Group, working alongside other organisations to improve diversity, equity and inclusion across the financial services and pensions sectors. We support initiatives such as Making The Leap, a London-based charity that helps young people from underrepresented backgrounds access meaningful career opportunities, and we partner with Albright to support and develop female talent.

Living Pension Employer Disability Confident Living Wage Employer

Learning & Development at Smart

We don’t just build careers. We accelerate them.

At Smart, we’re committed to creating an environment where everyone can grow, learn, and reach their full potential. Whether it’s through a learning platform, a training course, or a professional qualification, we believe in supporting continuous development at every stage of your career.

Personal development allowance

Employees receive an annual development allowance, which can be used for learning opportunities tailored to their individual goals. Check out one of the sections below for more details.

Professional coaching

We’re excited to offer an individual coaching programme in partnership with Sanctus, designed specifically to support you in achieving your career goals at Smart.

LinkedIn Learning

LinkedIn Learning is an online platform offering thousands of expert-led courses across a wide range of topics from technical skills and leadership development to productivity and wellbeing. It’s a great way to learn at your own pace, strengthen your current skills, or explore completely new areas of interest.

Subscriptions

As part of our learning and development offering, we provide access to a range of subscriptions for learning and business-related platforms. These are designed to help you stay up to date with industry trends, build new skills, and get inspired.

Professional qualifications

At Smart, we support employees in gaining qualifications that are formally required to progress in their role. Where a certification is essential for moving to the next level, we’re happy to offer additional support, including full or partial cost coverage.

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